Rates & Insurance


I am primarily a private pay provider at $120 an hour.  I work with a limited number of insurance companies.  Speak with me about what type of insurance you have and we will discuss whether I accept payment from your insurance company. Please note that while I provide Marital Therapy, most insurance companies will not reimburse for it.


Only a few Insurance plans are accepted and unfortunately, it has become more and more restrictive and often excludes reimbursement for Family therapy.  Many people now have very high deductible plans or a plan that doesn't cover mental health services at all. Feel free to discuss payment with me before your first appointment.

  • Do I have "out-patient mental health" insurance benefits?
  • What is my deductible and has it been met?
  • Do you cover the service I am wanting? For example, do you cover marital therapy?
  • What is my co-payment per therapy session?
  • Is approval or authorization required?
Reduced Fee
Reduced Fee services are available when insurance does not cover services or where deductible is high. Discuss with your therapist.

Cash, check and all major credit cards accepted for payment.

Cancellation Policy
A 24 hour notification of a cancellation is requested. If it is not given, a $30 fee will be incurred.

Schedule Online
Request an appointment online here .

Questions? Please contact me for further information.

** This information pertains to Margaret Otto, LSCSW.  Mary Bosch does not take insurance and offers a discounted rate while she is in training. Please contact her for more detailed information.

Helpful Forms

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